Life Insurance
Life Insurance
Why is Life Insurance Important?
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Covers Financial Obligations
Ensures that your financial commitments are taken care of.
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Maintains Your Family’s Standard of Living
Helps your family continue their lifestyle even in your absence.
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Covers Final Expenses
Provides for funeral and other death-related costs.
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Leaves a Legacy
Allows you to pass on something meaningful to your loved ones.
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Ensures Business Continuity
Protects your business and keeps it running smoothly.
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Complements Employer-Provided Coverage
Enhances the life insurance coverage you may already have through your employer.
Focus on what matters
Types of Life Insurance to Meet Your Needs
Term Life Insurance
Affordable coverage to meet temporary needs. Protects your loved ones during periods of greater financial responsibility.
Ideal For
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Those with dependent children and a tight budget
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Those needing to cover short- and medium-term loans
Permanent Life Insurance
Lifetime coverage that protects your family and legacy.
Ideal For
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Lifetime coverage that protects your family and legacy.
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Those who seek lifelong coverage, regardless of health changes
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Business owners ensuring continuity
Participating Life Insurance
Participating life insurance not only provides lifelong protection for your family but also offers the potential for annual dividends, helping to grow your estate over time.
Note: Annual dividends are not guaranteed and may vary from year to year.
Is Participating Life Insurance Right for You?
Ideal For
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You want to leave a larger estate for your loved ones while also having access to liquidity during your retirement if needed.
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You wish to provide your children or grandchildren with a strong financial foundation.
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You’re a business owner seeking life insurance coverage that also generates financial growth.
Universal Life Insurance
A combination of permanent coverage and savings, with certain tax benefits.
Ideal For
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Those wishing to leave a significant inheritance
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Individuals who have maximized their RRSP and TFSA contributions
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Those looking to protect and grow the value of their company