Investment and Savings
At Finance with Yomi, I connect you with providers offering a comprehensive range of investment and savings products tailored to meet your savings, accumulation, and income needs. With their strength and investment guarantees, you can work towards your financial goals with confidence and peace of mind.
Whether you’re saving for the future or looking for high performance or security, a personalized Investor Profile can help match you with a portfolio that aligns with your unique needs, time frame, and risk tolerance.
What’s Available?
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RRSP – Registered Retirement Savings Plan
A Registered Retirement Savings Plan (RRSP) is a powerful tool to help you save for retirement while enjoying tax benefits. Contributions to an RRSP not only grow tax-free but also reduce your taxable annual income, allowing you to save on taxes while building your future financial security.
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TFSA – Tax-Free Savings Account
A Tax-Free Savings Account (TFSA) is a flexible savings plan that lets your money grow tax-free. It’s an ideal solution for short-, medium-, and long-term financial goals, whether you’re saving for a trip, buying a home, or building an emergency fund.
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FHSA – First Home Savings Account
The First Home Savings Account (FHSA) is designed to help future homeowners save for their first home. Combining the benefits of an RRSP and a TFSA, the FHSA allows you to deduct contributions from your taxable income while earning tax-free returns, making it a smart and efficient way to achieve your homeownership goals.
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RESP – Registered Education Savings Plan
A Registered Education Savings Plan (RESP) is to education what an RRSP is to retirement. It allows you to set money aside for your child’s post-secondary education, giving them the greatest gift—a chance to achieve their dream career.
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Let Finance with Yomi
help you find the right investment and annuity products to build a strong financial foundation for your future. Together, we’ll create a plan that’s as unique as your goals!